top of page
The FHA, or the Federal Housing Administration, was established by the government to improve housing conditions for Americans.
An FHA mortgage can be an attractive option to many first-time home buyers, as down-payment requirements for a FHA mortgage can be less restrictive as well as other qualifying aspects.- As little as 3.5% down (up to 96.5%)
– Down payment can be 100% gift from a relative
– Less credit restrictions
– Lower private mortgage insurance (PMI) premiums
– No cash reserves required.
bottom of page